Savings & Checking Rates
| Type of Account | Minimum Balance Required to Earn APY | Dividend Rate | Annual Percentage Yield | Early W/D Penalty |
|---|---|---|---|---|
| Regular Savings | $5.00 | 0.10% | 0.10% | monthly |
| Plus Savings | $10,000.00 | 0.40% | 0.40% | monthly |
| Advantage Savings | $25,000.00 | 0.55% | 0.55% | monthly |
| Checking | $1,000.00 | 0.10% | 0.10% | monthly |
| Money Market Checking | $2,500.00 | 0.70% | 0.70% | monthly |
| Holiday Acct. | $5.00 | 0.10% | 0.10% | monthly |
| IRA Share Account* | $5.00 | 0.10% | 0.10% | monthly |
* IRA Shares are available for Traditional IRAs, Roth IRAs and Education IRAs)
As of the most recent Board of Directors meeting, the dividend rate and corresponding Annual Percentage Yield (APY) on each share and checking account was set forth as shown. The dividend rate and the APY may change every month as determined by the Credit Union's Board of Directors. Effective date: 09/03/24
Certificate Rates
To open an account, simply login to Online Banking, visit our branch, or call us at (909) 983-1959.
| Type of Account | Minimum Balance required to Earn APY | Dividend Rate | Annual Percentage Yield | Early W/D Penalty |
|---|---|---|---|---|
| 3 month certificate | $5,000.00 | 2.66% | 2.70% | 60 days |
| 6 month certificate | $2,500.00 | 2.96% | 3.00% | 60 days |
| 9 month certificate | $1,000.00 | 3.20% | 3.25% | 60 days |
| 1 year certificate | $1,000.00 | 3.73% | 3.80% | 90 days |
| 18 month certificate | $1,000.00 | 3.78% | 3.85% | 90 days |
| 2 year certificate | $1,000.00 | 3.83% | 3.90% | 180 days |
| 3 year certificate | $1,000.00 | 3.87% | 3.95% | 180 days |
| 4 year certificate | $1,000.00 | 3.97% | 4.05% | 180 days |
| 5 year certificate | $1,000.00 | 4.16% | 4.25% | 180 days |
| IRA Certificate (12 mo)** | $500.00 | 3.73% | 3.80% | 90 days |
| IRA Certificate (18 mo)** | $500.00 | 3.78% | 3.85% | 90 days |
| IRA Certificate (24 mo)** | $500.00 | 3.83% | 3.90% | 180 days |
| IRA Certificate (36 mo)** | $500.00 | 3.87% | 3.95% | 180 days |
| IRA Certificate (48 mo)** | $500.00 | 3.97% | 4.05% | 180 days |
| IRA Certificate (60 mo)** | $500.00 | 4.16% | 4.25% | 180 days |
^ New money only - special terms apply
** (IRA Certificates are available for Traditional IRAs, Roth IRAs and Education IRAs)
The dividend rate and corresponding Annual Percentage Yield (APY) on your term share (certificate) accounts is as set forth above. For purposes of this disclosure, this is a rate and APY that were offered within the most recent update of this page. Please call (909) 983-1959 to obtain current rate information. You will be paid this rate for the duration of the term share (certificate) account.
Summer Saver Rates
| Type of Account | Minimum Balance Required to Earn APY | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| Summer Saver | N/A | 4.88% | 5.00% |
| Summer Saver w/ Loyalty Rewards | N/A | 5.83% | 6.00% |